Home Loan from Habib Bank Limited (HBL)
Purpose Of Taking HomeLoan:
· You can Get Loan for buying a new home.
· You can Get Loan for construction on land you already own.
· You can Get Loan for renovating your home.
Quick View:
| Descriptors | Buy | Build | Renovate |
| Loan Tenure | 5-20 Years | 5-20 Years | 5-10 Years |
| Loan Amount | 3-40 Million PKR | 2-15 Million PKR | 2-4 Million PKR |
| Maximum financing Amount (as % of appraised value of property) | 75% | 70% | 30% |
| Property Insurance | Free | Free | Free |
OFFER IN CITIES:
HBL Home Loan Offer is in available in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan
Eligibility Criteria
| Salaried Individuals | Self-Employed Business Persons/ Professionals | |
| Nationality | Pakistani (Non Resident Pakistani and Resident) | Pakistani Resident |
| Age | Minimum 25 years Maximum 60 years | Minimum 30 years Maximum 65 years |
| Length of Employment | Permanent employees should have Minimum 5 year experience & confirmed employment should have 6 months experience status in current job | Minimum experience of 5 year in personal business |
Required Documents:
Documentation process for HBL HomeLoan:
a. Salaried Individuals
- Copy of CNIC
- Photographs x 2 (Passport size)
- Letter from employer
- Salary certificate for last 3 months (Attested) Or Salary slips
- Last Year (12 months) Bank statement
- Copy of Property documents
b. Self-Employed Business persons/Professionals
- Copy of CNIC
- Photographs x 2 (Passport size)
- Verification of Occupation:
- Certificate Of Proprietorship
- Partnership Deed (Registered)
- Articles and Memorandum of Association with latest Form A - 29
- Certificate/Diploma/Degree (In case of Professional)
- Bank Statement Of last 12 months
- Tax Or NTN Returns
- Property documents Copies
(Labels) HBL Loans, Loan in Pakistan, Home Loans, Easy Home Loan, Home Loan Refinance , Home Loans Repay
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