Loan Schemes

Home Equity Loan
This loan is designed for meeting the financial requirements of those individuals or joint family members, whom are planning to renovate their house, pay medical bills, purchase second property and continue their higher education fees. Throughout this facility we are able to extent loan up to 30% annual income of the applicant in the case of joint members or individuals which are documented, the Home Equity Loans are secured by registered title deed which you require to mortgage your property under the name of bank until repayment of all the loan installments or end of contract.
Loan details & Benefits:
• Up to AF 5,000,000 loans are sanctioned
• Registered title deed required for securing the loan
• Maximum tenor of 24 months with variable periods
• Competitive interest rates
• Reasonable fees & charges
• Reduced administrative requirements
To Contact our customer service call 255

Payroll Loan
This loan is designed for meeting the financial requirements of employees; throughout this facility we are able to extent loan to employees up to 30% of their annual salary with a very competitive interest rate in the market.

Loan details & Benefits:

Up to AF 500,000 loans are sanctioned
Maximum tenor of 36 months with variable periods
Competitive interest rates
No Arrangement fee
To Contact our customer service call 255

OXUS Afghanistan was created in 2007 with funding from the Microfinance Investment Support Facility for Afghanistan (MISFA), a Government Apex agency set up by international donors in 2003 in order to develop the microfinance sector in Afghanistan.
OXUS Afghanistan was able to build on ACTED’s experience and past programmes in the country, in particular a micro-loan initiative to provide farmers with seeds and tools for sowing. By January 2007, OXUS Afghanistan had become a registered company under Afghan law.
As a result of over 30 years of conflict and civil war, Afghanistan is one of the world’s poorest and least developed countries. In 2009, 36% of the   Afghan population still lived below the national poverty line, and its HDI index currently stands at 0.468. At the same time, state institutions are weak, the security situation is challenging and transportation and communication infrastructure is very limited. Nonetheless, with the help of the international community, the Afghan economy has seen significant recovery while the socio-economic situation is improving, particularly in the regions under the authority of the central government.