HSBC Advance
Day-to-day banking
Meeting your banking needs today, while helping you get ready for tomorrow. HSBC Advance is a comprehensive relationship designed to help you simplify your finances so you can focus on achieving your goals. From everyday banking to international support, HSBC Advance can help you reach those goals. As an HSBC Advance client, you will have access to financial opportunities, special discounts, and other benefits to help you make the most of your money while taking care of the day-to-day elements quickly - now and down the road.
- Take advantage of no annual fee and no foreign transaction fees with the HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2.
- Get up to three rebates per month on non-HSBC ATM third-party surcharges in the U.S. outside of New York State3
- Save with discounted rates on a Home Equity Line of Choice4
- Bank when you want, where you want with Personal Internet Banking from HSBC. You can manage your finances in one place from the comfort of your home - or anywhere else with Internet access.
- Personal Internet Banking customers can also experience the convenience of mobile banking so you can stay on top of your finances wherever you go. Pay bills, check balances, transfer funds, view transaction history and more - all at your fingertips. Download the HSBC Mobile Banking App5 from the App StoreSM or Google Play™.
- Receive in-branch assistance and priority phone support by calling 866.584.4722. Representatives are available to answer your questions 24 hours a day, seven days a week. If you are calling from outside the United States or Canada, you may call us collect at 716.841.4477.
Growing your money
As well as meeting your banking needs today, at HSBC we also want to help you prepare for tomorrow. HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. offer a selected set of wealth management products to meet the needs of clients.
International services on demand6
Wherever and whenever you need us, we'll be there. With HSBC Advance you will receive priority phone services and 24/7 Telephone Banking via our interactive Voice Response Unit (VRU).
- Enjoy 50% off international account opening along with the seamless transfer of your HSBC credit history so you can have your account set up before you move to your new country.
- Use wire transfers to conveniently send funds from your U.S. HSBC accounts across the street or across the globe.
Financial tools and online calculators
EasyView brings together your HSBC and non-HSBC accounts onto one page with one password, giving you total account access to your online portfolio including bank accounts, credit cards, mortgages, loans, investment accounts, online shopping, news sources, email, and more.
- View and manage all your online accounts from one source
- Set up alerts and reminders for payment due dates
HSBC Advance gives you access to a variety of online interactive financial tools, simulators, and calculators designed to help you save now and plan for later.
Thinking of buying a home? Use our handy home mortgage calculators to find out how much you can afford to borrow and the amount your payments will be. In the market for life insurance? Our insurance calculators can help determine how much life insurance you require and which type of insurance best suits your needs.
New to HSBC? - Offer Details
Begin an HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 with a qualifying balance of $25,000 in combined U.S. personal deposit and investment balances9 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address.
OR
OR
Begin an HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 with a qualifying balance of $25,000 in combined U.S. personal deposit and investment balances9 and open an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2 from January 13, 2014 through and including April 4, 2014 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address or 30,000 HSBC Cash or Fly Rewards Program Bonus Points7 ("Rewards Bonus Points").
As an added bonus, when you open a new HSBC Platinum MasterCard® with Cash or Fly Rewards credit card you will also earn DOUBLE HSBC Cash or Fly Rewards Bonus Points on new, net retail card purchases for the first six months from card Account Opening. You can redeem Rewards Program Points for cash back or travel opportunities - including airline tickets with no blackout dates. Plus, there's no cap on Rewards Program Points earned.
Upgrade to HSBC Advance - Offer Details
Begin an HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and fund with $25,000 of new money8 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address.
OR
OR
Begin an HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and fund with $25,000 of new money8 and you may be eligible to receive 30,000 HSBC Cash or Fly Rewards Program Bonus Points7 ("Rewards Bonus Points") towards your existing HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2.
ORBegin an HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and fund with $25,000 of new money8 and open an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2 from January 13, 2014 through and including April 4, 2014 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address or 30,000 HSBC Cash or Fly Rewards Bonus Points7.
As an added bonus, when you open a new HSBC Platinum MasterCard® with Cash or Fly Rewards credit card you will also earn DOUBLE HSBC Cash or Fly Rewards Bonus Points on new, net retail card purchases for the first six months from card Account Opening. You can redeem Rewards Program Points for cash back or travel opportunities - including airline tickets with no blackout dates. Plus, there's no cap on Rewards Program Points earned.
Existing HSBC Advance client - Offer Details
Add $25,000 in new money8 to your existing HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address.
OR
Add $25,000 in new money8 to your existing HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and open an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2 from January 13, 2014 through and including April 4, 2014 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address or 30,000 HSBC Cash or Fly Rewards Bonus Points7.
OR
Add $25,000 in new money8 to your existing HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and you may be eligible to receive 30,000 HSBC Cash or Fly Rewards Program Bonus Points7 ("Rewards Bonus Points") towards your existing HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2.
ORAdd $25,000 in new money8 to your existing HSBC Advance relationship1 from January 13, 2014 through and including April 4, 2014 and open an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card2 from January 13, 2014 through and including April 4, 2014 and you may be eligible to receive a $300 Apple® Gift Card at your U.S. address or 30,000 HSBC Cash or Fly Rewards Bonus Points7.
As an added bonus, when you open a new HSBC Platinum MasterCard® with Cash or Fly Rewards credit card you will also earn DOUBLE HSBC Cash or Fly Rewards Bonus Points on new, net retail card purchases for the first six months from card Account Opening. You can redeem Rewards Program Points for cash back or travel opportunities - including airline tickets with no blackout dates. Plus, there's no cap on Rewards Program Points earned.
To learn more about HSBC Advance
Advance New Customer Offer: requires that each of the elements be met to be eligible for the gift indicated as set forth below. Qualified customers will be notified via mail within 90 days of fulfilling each of the elements to be eligible for the gift indicated as set forth below; notification will include instructions for redeeming gift of choice. Limit one gift per customer. This offer is nontransferable. New money8 used to qualify for this offer may not be used to qualify for any additional offer. You may however qualify for additional offers if you use new money. In situations when there are multiple offers available, HSBC will fulfill the highest value offer you are eligible to receive. Any gift not redeemed within 90 days of notification will be forfeited. The value of the Apple® Gift Card or the value of the initial Rewards Bonus Points will be reported on IRS Form 1099.
To be eligible for a $300 Apple® Gift Card each of the following elements must be met:
To be eligible for 30,000 Cash or Fly Rewards Bonus Points each of the following elements must be met:
Advance Upgrade Customer Offer: requires that each of the elements be met to be eligible for the gift indicated as set forth below. Qualified customers will be notified via mail within 90 days of fulfilling each of the elements to be eligible for the gift indicated as set forth below; notification will include instructions for redeeming gift of choice. Limit one gift per customer. This offer is nontransferable. New money used to qualify for this offer may not be used to qualify for any additional offer. You may however qualify for additional offers if you use new money. In situations when there are multiple offers available, HSBC will fulfill the highest value offer you are eligible to receive. Any gift not redeemed within 90 days of notification will be forfeited. The value of the Apple® Gift Card or the value of the initial Rewards Bonus Points will be reported on IRS Form 1099.
To be eligible for a $300 Apple® Gift Card each of the following elements must be met:
To be eligible for 30,000 Cash or Fly Rewards Bonus Points each of the following elements must be met:
Advance Existing Customer Offer: requires that each of the elements be met to be eligible for the gift indicated as set forth below. Qualified customers will be notified via mail within 90 days of fulfilling each of the elements to be eligible for the gift indicated as set forth below; notification will include instructions for redeeming gift of choice. Limit one gift per customer. This offer is nontransferable. New money used to qualify for this offer may not be used to qualify for any additional offer. You may however qualify for additional offers if you use new money. In situations when there are multiple offers available, HSBC will fulfill the highest value offer you are eligible to receive. Any gift not redeemed within 90 days of notification will be forfeited. The value of the Apple® Gift Card or the value of the initial Rewards Bonus Points will be reported on IRS Form 1099.
To be eligible for a $300 Apple® Gift Card each of the following elements must be met:
To be eligible for 30,000 Cash or Fly Rewards Bonus Points each of the following elements must be met:
1 To qualify for an HSBC Advance Relationship, you need to open an HSBC Advance checking account and maintain $15,000 in combined U.S. personal deposit and investment balances. A monthly maintenance fee of $20.00 will be incurred if minimum balance requirements are not maintained.
The Annual Percentage Yield (APY) and balance for an Advance checking account which is accurate as of 03/05/2014 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.
4 HSBC Discounts require an HSBC Advance Checking account and are subject to credit review and approval. Discounts may be cancelled or subject to change at any time and cannot be combined with any other offer or discount.
5 Data charges from your mobile service provider may apply.
6 United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.
7 During the first six months your Platinum MasterCard® with Cash or Fly Rewards credit card is open, you will receive Double Rewards Program Points on new, net retail card purchases. Otherwise, you will earn one Rewards Program Point for every dollar charged in new, net retail card purchases.
8 New money is defined as deposits or investments not previously held by any member of the HSBC Group. Accounts/assets that are ineligible for inclusion in the offer or for determination of new money include insurance products, including fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs and 401(k) Plans, corporate accounts, and trust accounts.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. MasterCard International Incorporated is not a sponsor of this promotion.
Apple is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion.
App Store is a service mark of Apple Inc.
Google Play is a trademark of Google Inc.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
To be eligible for a $300 Apple® Gift Card each of the following elements must be met:
- Begin a new U.S. HSBC Advance relationship from January 13, 2014 through and including April 4, 2014 and fund with $25,000 in new money within 90 days of Account Opening; and
- Eligible customers must have a valid U.S. mailing address on their account. No shipments outside the U.S. are allowed.
To be eligible for 30,000 Cash or Fly Rewards Bonus Points each of the following elements must be met:
- Begin a new U.S. HSBC Advance relationship from January 13, 2014 through and including April 4, 2014 and fund with $25,000 in new money within 90 days of Account Opening; and
- You must apply and be approved for an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card from January 13, 2014 through and including April 4, 2014; and
- Your HSBC Platinum MasterCard® with Cash or Fly Rewards credit card must be open and in good standing at the time of Rewards Bonus Points fulfillment. Allow 4-6 weeks after the selection of the Rewards Bonus Points is made for Points to post to your Account.
Advance Upgrade Customer Offer: requires that each of the elements be met to be eligible for the gift indicated as set forth below. Qualified customers will be notified via mail within 90 days of fulfilling each of the elements to be eligible for the gift indicated as set forth below; notification will include instructions for redeeming gift of choice. Limit one gift per customer. This offer is nontransferable. New money used to qualify for this offer may not be used to qualify for any additional offer. You may however qualify for additional offers if you use new money. In situations when there are multiple offers available, HSBC will fulfill the highest value offer you are eligible to receive. Any gift not redeemed within 90 days of notification will be forfeited. The value of the Apple® Gift Card or the value of the initial Rewards Bonus Points will be reported on IRS Form 1099.
To be eligible for a $300 Apple® Gift Card each of the following elements must be met:
- Upgrade an existing U.S. HSBC non-Advance relationship to a new U.S. HSBC Advance relationship from January 13, 2014 through and including April 4, 2014 and fund with $25,000 of new money within 90 days of Account Opening; and
- Eligible customers must have a valid U.S. mailing address on their account. No shipments outside the U.S. are allowed.
To be eligible for 30,000 Cash or Fly Rewards Bonus Points each of the following elements must be met:
- Upgrade an existing U.S. HSBC non-Advance relationship to a new U.S. HSBC Advance relationship from January 13, 2014 through and including April 4, 2014 and fund with $25,000 of new money within 90 days of Account Opening; and
- If you are not an existing HSBC Platinum MasterCard® with Cash or Fly Rewards credit card customer you must apply and be approved for an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card from January 13, 2014 through and including April 4, 2014; and
- Your HSBC Platinum MasterCard® with Cash or Fly Rewards credit card must be open and in good standing at the time of Rewards Bonus Points fulfillment. Allow 4-6 weeks after the selection of the Rewards Bonus Points is made for Points to post to your Account.
Advance Existing Customer Offer: requires that each of the elements be met to be eligible for the gift indicated as set forth below. Qualified customers will be notified via mail within 90 days of fulfilling each of the elements to be eligible for the gift indicated as set forth below; notification will include instructions for redeeming gift of choice. Limit one gift per customer. This offer is nontransferable. New money used to qualify for this offer may not be used to qualify for any additional offer. You may however qualify for additional offers if you use new money. In situations when there are multiple offers available, HSBC will fulfill the highest value offer you are eligible to receive. Any gift not redeemed within 90 days of notification will be forfeited. The value of the Apple® Gift Card or the value of the initial Rewards Bonus Points will be reported on IRS Form 1099.
To be eligible for a $300 Apple® Gift Card each of the following elements must be met:
- Add $25,000 in new money to your existing U.S. HSBC Advance relationship from January 13, 2014 through and including April 4, 2014; and
- Eligible customers must have a valid U.S. mailing address on their account. No shipments outside the U.S. are allowed.
To be eligible for 30,000 Cash or Fly Rewards Bonus Points each of the following elements must be met:
- Add $25,000 in new money to your existing U.S. HSBC Advance relationship from January 13, 2014 through and including April 4, 2014; and
- If you are not an existing HSBC Platinum MasterCard® with Cash or Fly Rewards credit card customer, you must apply and be approved for an HSBC Platinum MasterCard® with Cash or Fly Rewards credit card from January 13, 2014 through and including April 4, 2014; and
- Your HSBC Platinum MasterCard® with Cash or Fly Rewards credit card must be open and in good standing at the time of Rewards Bonus Points fulfillment. Allow 4-6 weeks after the selection of the Rewards Bonus Points is made for Points to post to your Account.
1 To qualify for an HSBC Advance Relationship, you need to open an HSBC Advance checking account and maintain $15,000 in combined U.S. personal deposit and investment balances. A monthly maintenance fee of $20.00 will be incurred if minimum balance requirements are not maintained.
The Annual Percentage Yield (APY) and balance for an Advance checking account which is accurate as of 03/05/2014 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.
2 HSBC Platinum MasterCard® with Cash or Fly Rewards credit cards are issued by HSBC Bank USA, N.A., subject to credit approval. Please see Summary of Terms, which contain Important Information about the rates, fees and other costs.
3 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking. HSBC will rebate up to three qualifying ATM third-party surcharge fees incurred based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month.4 HSBC Discounts require an HSBC Advance Checking account and are subject to credit review and approval. Discounts may be cancelled or subject to change at any time and cannot be combined with any other offer or discount.
5 Data charges from your mobile service provider may apply.
6 United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.
7 During the first six months your Platinum MasterCard® with Cash or Fly Rewards credit card is open, you will receive Double Rewards Program Points on new, net retail card purchases. Otherwise, you will earn one Rewards Program Point for every dollar charged in new, net retail card purchases.
8 New money is defined as deposits or investments not previously held by any member of the HSBC Group. Accounts/assets that are ineligible for inclusion in the offer or for determination of new money include insurance products, including fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs and 401(k) Plans, corporate accounts, and trust accounts.
9 Investments are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
| Investment Products: | ||||
|---|---|---|---|---|
| ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES | ARE NOT FDIC INSURED | ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES | MAY LOSE VALUE |
Apple is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion.
App Store is a service mark of Apple Inc.
Google Play is a trademark of Google Inc.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Advance
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Reviewed by BARI.0492
on
March 05, 2014
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