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Results for ASKARI BANK
March 01, 2014



Consumer Banking Services Division’s products and services mainly comprise auto finance, personal finance, mortgage finance, smart cash, Askari Credit Cards (Master Card), Corporate Credit Cards, Zarai Credit Cards and i-Net Banking (Internet Banking Service).

Our consumer finance is focused on expanding target market and enhancing our portfolio through new and improved initiatives and products. Special attention is being given to business opportunities involving strategic alliances to earn sustainable returns, with greater emphasis on secured form of consumer lending and an aim to increase product offerings while improving and maintaining a quality of its risk asset portfolio.

In view of the recent phenomena of inflation and changes in interest rates, our Consumer Banking has adopted a selective approach for fresh lending and is focused on containing the growth of problem loans and improving recovery efforts and internal controls.
Reviewed by BARI.0492 on March 01, 2014 Rating: 5

ASKARI PAISHGI MUNAFA TERM DEPOSIT

March 01, 2014


Askari Paishgi Munafa Account
Askari Paishgi Munafa Account is a unique term deposit designed to meet the immediate financial needs of Individual investors who want to invest funds for a medium term. Now you don't have to wait the entire term to receive your profit. The most significant feature of this product is that the customer receives the entire profit upfront at the time of placement. So you can fulfill your financial needs today without depleting your savings. Salient features of the account are mentioned below:


ASKARI PAISHGI MUNAFA TERM DEPOSIT
FeaturesDetails
Product Type:Term Deposit.
Eligibility:Pakistani Resident (Individuals).
Minimum Amount:Rs. 100,000/- or in multiples of Rs. 100,000/-.
Profit Amount:Rs. 9,375/- on a deposit amount of Rs. 100,000/- (expected rate of return 7.5 % p.a)
Tenure:15 Months.
Benefits:1. Financing Facility up to 80% of Principal amount.
2. Free Visa Debit Card issuance.
3. No Minimum Balance requirement in checking account.
4. 2 Free Pay Orders in a month (Withholding Tax and other Government charges will be applicable as per Law).
5. No maximum limit for investment.
All profits payable are subject to applicable Zakat and Govt. levies and changes in the Banks policies from time to time.
 

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ASKARI PAISHGI MUNAFA TERM DEPOSIT ASKARI PAISHGI MUNAFA TERM DEPOSIT Reviewed by BARI.0492 on March 01, 2014 Rating: 5

Askari Bachat Account:

March 01, 2014


Askari Bachat Account:
Askari Bachat Account is a Term Deposit designed for individual customer with investment appetite. It offers customers the option of investing for 1Year and has been designed keeping in view the savings needs of customers who want profit on a monthly basis. The salient features of the account are mentioned below:


ASKARI BACHAT ACCOUNT
1 Years
2 Years
Features
INDIVIDUAL
INDIVIDUAL
CORPORATE
Product Type:
Term Deposit.
Term Deposit.
Term Deposit.
Eligibility:
Pakistani Resident (Individuals Only).
Pakistani Resident (Individuals Only).
Pakistani Resident
Balance Requirement:
Minimum balance of Rs. 50,000/- with no upper limit.
Minimum balance of Rs. 50,000/- with no upper limit.
Minimum balance of Rs. 2,000,000/- with no upper limit.
Tenure:
1 Year.
2 Year.
2 Year.
Profit Payment:
Monthly 1st of every month.
Monthly 1st of every month.
1st of following Month, Quarter, Half Year & Year
Expected Rate of Return:
8.5% p.a.
9.10% p.a
9.10% p.a.
Financing Limits:
Up to 90% of the principal amount.
Up to 90% of the principal amount.
Up to 90% of the principal amount.
Servicing:
Available at all Askari Bank branches.
Available at all Askari Bank branches.
Available at all Askari Bank branches.
 
Free Facilities :
Free Facilities :
Free Facilities :
1- VISA DEBIT CARD (For the CASA account)
1- VISA DEBIT CARD (For the CASA account)
1- On-line fund transfer facility.
a- No Issuance Fee
a- No Issuance Fee
2- Issuance of Cheque Books.
b- SMS Alerts on ATM Cash withdrawal and I-Net Banking Transaction.
b- SMS Alerts on ATM Cash withdrawal and I-Net Banking Transaction.
3- Account statements.
2- INSURANCE COVERAGE
2- INSURANCE COVERAGE
4- Pay Orders/ Demand Draft.
a- ATM Cash Withdrawal Insurance coverage upto daily cash withdrawal limit of the debit card from Askari Bank ATMs.
a- ATM Cash Withdrawal Insurance coverage upto daily cash withdrawal limit of the debit card from Askari Bank ATMs.
 
b- 24 hours world-wide Accidental Death & Permanent Disability insurance coverage to Debit Card / Visa Debit Card Holders. Rs. 500,000/- and Rs. 700,000/- for Classic and Gold Visa Debit Cards respectively.
b- 24 hours world-wide Accidental Death & Permanent Disability insurance coverage to Debit Card / Visa Debit Card Holders. Rs. 500,000/- and Rs. 700,000/- for Classic and Gold Visa Debit Cards respectively.
 
3- On-line fund transfer facility.
3- On-line fund transfer facility.
 
4- I-Net Banking facility.
4- I-Net Banking facility.
 
5- Issuance of Cheque Books.
5- Issuance of Cheque Books.
 
6- Duplicate account statements.
6- Duplicate account statements.
 
7- Free Pay Orders.
7- Pay Orders/ Demand Draft.
 
(Withholding Tax and other Government charges will be applicable as per Law)
(Withholding Tax and other Government charges will be applicable as per Law)
 
 


 

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Askari Bachat Account: Askari Bachat Account: Reviewed by BARI.0492 on March 01, 2014 Rating: 5

Frequently Asked Questions (FAQ)

March 01, 2014
Frequently Asked Questions (FAQ)
What is the IBAN?
IBAN stands for International Bank Account Number. An IBAN is not a new account number, but simply a new format for an existing bank account number that will be recognized internationally.
The IBAN facilitates the communication and processing of payment transactions. The IBAN is an international standard for identifying bank accounts (excluding credit cards). The main purpose of IBAN is to facilitate the automatic processing of money transfers, to improve the speed and accuracy of your payment transactions.
An IBAN contains information relating to the country, bank and branch of the beneficiary as well as the account number itself.
Can you briefly explain the Askari Bank IBAN in Pakistan?
Based on the above the IBAN for Pakistan will be 24 characters:
  • Country code identifies the country in which the IBAN was issued and where the IBAN account is held
  • Check number enables a banking institution to complete an integrity check of the IBAN. It will vary from one IBAN to another
  • Bank code identifies the IBAN account holder's bank
  • Account number identifies the account into which funds should be transferred.
How is the IBAN formed for Askari Bank in Pakistan ?
Country CodeCheck DigitBank Code Account Number
  • First two digits will be Country Code
  • Next two digits will be check digits
  • Next four digits will be Bank Code
  • Last 16 digits will be customer’s account number
Your Existing Account Number is: 0010110203819 *
Your IBAN Number is: PK69ASCM0000010110203819 *
* Above example is for Askari Bank Limited Account Holders
How would IBAN benefit me?The main benefit is that IBAN should provide you with quicker processing of your funds transfer. Since banks are required to check the accuracy of the IBAN at the point of initiating a fund transfer, they can only make the funds transfer which carry the correct IBAN.
Do I need an IBAN?
All bank customers, who receive or make fund transfers through Pakistan, will require an IBAN. If you have multiple bank accounts, you will require an IBAN for each one.
When can I use IBAN in Pakistan?
You can start using IBAN for your local and international fund transfers from 30 June 2013.
How would bank customers benefit from IBAN?
The main benefit of IBAN to the customer is the assurance of making a payment to the correct account without delay.
How can I get my IBAN?
We will send you the equivalent IBAN for every account you hold with us by 31 December 2012. You will also see your equivalent ΙΒΑΝ on your bank statement after December 31, 2012. You can also retrieve your IBAN from our bank’s website at Generate IBAN
What can I use IBAN for?
IBAN can be used for the following local and international payments after June 30, 2013:
  • Making a fund transfer (through a bank) to an account at a bank in Pakistan;
  • Making a payment (through a bank) to an account in a country that has adopted IBAN;
  • Receiving a fund transfer (through a bank) from an account at a bank in Pakistan;
  • Receiving a fund transfer (through a bank) from an account in a country that has adopted IBAN; and
  • Receiving a fund transfer (through a bank) from an account in a country that has not adopted IBAN.
What is the difference between an IBAN and a normal account number?
An IBAN can always be distinguished from a normal customer account number by the following:
  • Two letters at the beginning of the IBAN, which refer to the country code where the account resides; and
  • The length of the IBAN is 24 characters.
Do my existing account number(s) become invalid with the introduction of IBAN?
No, your existing account number(s) will continue to be valid. IBAN is not a new account number. It simply represents the existing account number in a recognizable ISO standard format. The adoption of IBAN in Pakistan does not require changing or replacing the existing account numbers.
Will the IBAN only be used for international funds transfer ?
No, the IBAN must be used for sending and receiving local and international funds transfer.
How will the IBAN appear on my Online Banking account?
You will not be able to see your IBAN on Online Banking. However, you will be able to see your IBAN on your statements and balance reports.
Will there be any additional charges associated with using IBAN?
Presently, there is no additional charge for using IBAN other than our normal transaction processing fees.
 Why did the SBP decide to introduce IBAN?
The SBP decided to implement IBAN to increase efficiency / accuracy of customer payment transactions without any delay.
When can Askari Bank customers use IBAN in Pakistan?
Bank customers can use IBAN for their interbank domestic and cross-border electronic payments after June 30, 2013.
What happens if we don’t mention Beneficiary account as IBAN after June 30, 2013?
Banks will not process and will reject such transfers if they do not contain a valid IBAN account number after June 30, 2013.
How can I find generate and validate my IBAN number?
You can visit the website link "Generate IBAN" and input your valid Askari Bank Pakistan account number to generate your IBAN number.
Frequently Asked Questions (FAQ) Frequently Asked Questions (FAQ) Reviewed by BARI.0492 on March 01, 2014 Rating: 5

IBAN Generator

March 01, 2014

IBAN Generator

Select Account Type:
Please Enter 13 Digit Account Number:   -
 
(3 Digit Branch Code - 10 Digit Account Number Including check Digit*)
Disclaimer
This IBAN Generator is provided to assist customers generate their IBAN numbers and is based on correct input of account details. If incorrect details are supplied, the calculator will generate an incorrect IBAN. Customers must ensure the details entered are correct and use this IBAN generator at their own risk. Askari Bank accepts no responsibility or liability arising in respect to any IBAN generated and used where incorrect details have been provided by the customer.
Please Confirm.

* If you do not know check digit of your account, please contact your branch
IBAN Generator IBAN Generator Reviewed by BARI.0492 on March 01, 2014 Rating: 5

What is IBAN?

March 01, 2014
What is IBAN?
 
IBAN stands for International Bank Account Number. An IBAN is not a new account number, but simply a new format for an existing bank account number that will be recognized internationally.
The main purpose of IBAN is to facilitate the automatic processing of money transfers, to improve the speed and accuracy of your payment transactions. The benefit of IBAN to the customer is the assurance of making a payment to the correct account without delay.
Please ensure that the IBAN for your account is communicated to all parties from whom you are expecting a remittance to your account. In case the IBAN is not used, the processing of both Inward and Outward payment in your account IS LIKELY TO BE REJECTED OR MAY BE DELAYED after June 30, 2013.
If you have standing orders for effecting payments from your account to beneficiary accounts held in banks within the Pakistan other than Askari Bank, then you will need to amend the same, by providing the IBAN equivalent for the beneficiary account.
Please note, all Askari Bank payments / instructions submission channels will be enhanced to accept IBAN in beneficiary account field, by the end of June 2013.
Should you require more information on IBAN, you may contact our 24-hours Phone Banking team on:
111-000-787 within Pakistan or 0092-51-2096003 & 2096022 from abroad.
For more information, please click "Frequently Asked Questions" or visit your nearest Askari Bank branch.
What is IBAN? What is IBAN? Reviewed by BARI.0492 on March 01, 2014 Rating: 5

Askari Branchless Banking

March 01, 2014
Askari Branchless Banking
Askari Bank and China Mobile Pakistan have jointly launched their branchless banking program under the brand name of Timepey.
Branchless banking has already taken root in Pakistan and is all poised to become a formidable alternative to conventional banking. A mobile phone can be used to enter, display, process, store, and transmit information. The existence of a SIM card inside the mobile phone, a connected device, provides a peculiar architecture to the banks that can be used as a payment device and transactional channel. This is so as the SIM card is a smart card (a card with a chip) and the mobile phone is a limited computer connected to the network.
As such the mobile phone enables the banks and their customers to interact remotely in a trusted manner either directly or through branchless banking agents. By partnering with China Mobile Pakistan, Askari Bank has adapted its existing “brick and mortar” network and technology platform to a low-value, high-volume transaction environment and has, thus, built a more scalable retail network of points at which people can conveniently pay into or cash out from their branchless banking accounts. This will be the mainstay of Askari Bank’s branchless banking program to achieve a massive reach to the customers regardless of location, time, economic condition, and gender.
We assure all of our stakeholders to run our branchless banking program with a view to enabling dignity and choice for the poor of Pakistan as a viable business proposition.
For More Information
Click Here
Askari Branchless Banking Askari Branchless Banking Reviewed by BARI.0492 on March 01, 2014 Rating: 5

Askari Bank - A Step Ahead in Technology & Customer Care

March 01, 2014
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Askari Bank - A Step Ahead in Technology & Customer Care
Competitive environment demands delivering more in less time. Askari Bank Alternate Delivery Channels are fulfilling the same philosophy. The bank has always been conscious of its technological excellence, which in turn is driven by the spirit to serve the customer in the best possible manner. Standing true to its philosophy and spirit, Askari Bank has added another milestone to its technological infrastructure. This time, a State of the Art Call Centre, which will complement the existing alternate delivery channels. The Call Center was inaugurated by the Honorable Chairman of Board of Directors, Lt. General Muhammad Mustafa Khan. He was accompanied by the Bank's President, Mr. S.M. Husaini, Dr. Nadeem Inayat Director, Mr. Asim Bashir Country Head Alternate Delivery Channels Division, Mr. Khurshid Zafar Group Head Corporate & Commercial Banking and Mr. Farrukh Iqbal Khan Group Head Operations
Askari Bank - A Step Ahead in Technology & Customer Care Askari Bank - A Step Ahead in Technology & Customer Care Reviewed by BARI.0492 on March 01, 2014 Rating: 5

frequently asked questions

March 01, 2014
In this section you will find answers to frequently asked questions;


I don’t have an Account with Askari Bank Ltd. Can I use Askari iNet Banking Service?
Customer must have a valid account with Visa Debit Card to be able to use Askari iNet Banking Service. Visit your nearest Askari Bank branch to open an account.

I do not have a Visa Debit Card. Can I still get Askari iNet Banking?
Askari iNet Banking requires a valid Visa Debit Card. Please visit your branch to get your Visa Debit Card.
FAQs
 
How can I get an Askari iNet Banking account?
If you are an Askari Bank account holder with a Visa Debit Card, you can register online for Askari iNet Banking. The Registration process is quite simple. All you have to do is click on Sign Up link and fill out the application form to complete the registration process. Askari Bank will process your application and you will be notified via email.

How do I get my Askari iNet Banking Account Activated?
Once your application is processed, you will get an Activation Key via email. Visit your nearest Askari Bank ATM or call Askari Phone Banking at 111-000-787 to activate Internet Banking account using Activation Key. After successful activation visit the Askari iNet Banking website and sign in using your User ID. You will be asked to enter certain personal details for verification purposes. Thereafter, you can enter the Activation Key and specify your new password.

I have multiple accounts with Askari Bank. Can I use all these accounts with Askari iNet Banking?
All accounts linked to your Visa Debit Card are automatically associated and made available to Askari iNet Banking. For linking multiple accounts to a single Visa Debit Card, please visit your branch to complete the necessary formalities.

I’ve forgotten my User ID. What should I do?
Your User ID is confidential and you should keep it confidential. However in case you forget your User ID, please call our 24 hours call center at 111-000-787 for assistance.

I’ve forgotten my password. What should I do?
Your password is confidential information. If you have forgotten your password, you may follow one of the following two steps:
a) Click on the Forgot Password link on the Askari iNet Banking website. You will be asked a few questions to verify your identity and then you will be allowed to reset your password.
b) Visit nearest Askari Bank ATM. Select “Internet Banking” under “Other Services”. Under “Forgot Password” option key in 8 digits new password twice. On successful update of your password you will get a message on ATM screen as well as on paper receipt.
c) Call Askari Phone Banking at 111-000-787

What options are available in Askari iNet Banking?
Askari iNet Banking offers a comprehensive set of services including but not limited to viewing account statements, online funds transfer, and online bill payments.

Which bills can I pay using Askari iNet Banking?
Askari Bank offers many options for online bill payments. You can pay Utility bills, as well as, Mobile phone bills.

When is bill payment effective?
Bill payment is effective immediately unless you are intimated of a failure or an error. When you pay bills online, funds will be immediately transferred from your account to the respective Utility Company.

When is funds transfer effective?
Funds transfer is effective immediately unless you are intimated of a failure or an error. When you enter your Financial PIN, the process is invoked immediately and funds are transferred to the destination account.

Is online funds transfer secure?
Askari iNet Banking website is secured which allows information to travel securely from our servers to your computer. Also your transactions are further secured using a Financial PIN interface.

Who can I pay using Askari iNet Banking Service?
You can pay any Askari Bank account holder anywhere in Pakistan with just few clicks.

Is there any service fee to use Askari iNet Banking?
Askari iNet Banking is provided by Askari Bank to its valued customers free of charge.

What is the maximum transfer limit?
For security reasons, the limit is presently set to Rs. 250,000 per day. You can consume this limit in one transaction or multiple transactions.

How do I change my Financial PIN?
If you have forgotten your Financial PIN or you feel your Financial PIN has been compromised, you have the option to change your financial PIN from iNet website. On clicking this function, a new Financial PIN will be emailed to you instantly.
frequently asked questions frequently asked questions Reviewed by BARI.0492 on March 01, 2014 Rating: 5

Internet Banking Services - Askari Bank

March 01, 2014


Internet Banking Services
In pursuance of our quest to provide the most modern service to our customers, we offer banking through internet. Askari Bank is the first bank in Pakistan to provide such service to its valued customers which is absolutely FREE. The new I-Net Banking Services is now more interactive, and has been expanded to include more information of interest to customers with enhanced security features.


Internet Banking Services
z
Important Features:• Payment of Utility Bills
• Payment of Mobile Payments.
• Purchase of Mobile Air Time.
• Account Statements
• Payments' Details
• Online registration.
• Fund transfer to any account within Askari Bank
• Inter-bank fund transfer ( IBFT)
• Askari Master Card details
• Askari Master Card bill payment
• Email alerts
• Account Balance Enquiry
• Schedule Transaction
•History of Financial Transactions
• Enhanced security
• SMS alerts
  
The new features and services will automatically become available to existing I-Net users while new user will register on-line on the new internet banking website.
 
Click Here for on-line registration.
Click Here for Login.
FAQ
CONTACT US:
UAN Number 111-000-787
Internet Banking Services - Askari Bank Internet Banking Services - Askari Bank Reviewed by BARI.0492 on March 01, 2014 Rating: 5

VISA DEBIT CARD

March 01, 2014


VISA DEBIT CARD
FeaturesDetails
Product Type:Debit Card.
Distinctive Features: 
ClassicCash withdrawal Limit is 50,000, Shopping Limit 200,000 & Funds Transfer Limit 250,000.
GoldCash withdrawal Limit is 100,000, Shopping Limit 250,000 & Funds Transfer Limit 300,000.
Eligibility:1. Literate individual customer.
2. Having Pak Rupee checking account under the category of Current, Saving, ASDA, Value Plus Accounts (Current & Saving) Basic Banking Account and Smart Cash etc., with credit balance and 'normal' status, may apply. 
3. No minimum balance requirements for issuance or retention of the VISA debit card. An eligible customer may apply for any of the debit cards i.e. Classic or Gold.
4. Joint account holders, with the authority to operate the account singly, may be issued supplementary card(s). The supplementary Card(s) may be issued to only those joint account holders who can operate the account singly with either or survivor option.
5. A customer/staff is allowed to retain as many cards as number of accounts and is allowed to link multiple accounts with single debit card.
6. Multiple accounts of same customer, maintained at different branches of Askari Bank, may also be linked with single VISA Debit Card. If the customer has an account with other branch(es), the application receiving branch must verify & confirm the following either through online system or from the concerned branch(es).
ValidityFive (05) Years. ( New card will only be issued on customer’s written request ).
Activation/ De-activationThrough our Call Centre  by calling at our UAN 111-000-787.
VISA DEBIT CARD VISA DEBIT CARD Reviewed by BARI.0492 on March 01, 2014 Rating: 5

KISSAN AABPASHI FINANCE

March 01, 2014


KISSAN AABPASHI FINANCE
FeaturesDetails
Product TypeTo finance installation of Tube-Wells (electric, diesel and solar energy units) water management equipments and water channel development etc.
Eligibility:Pakistani Resident (owner of farmers).
Benefits:1. Help farmers to make optimum use of limited water resources.
2. To facilitate the farmer, to overcome the scarcity of water.
3. To develop mechanical water resources, sprinkler and drip system etc.
4. To avoid traditional / inefficient modes of irrigation and waste of available water.
5. To manage natural / available resources through water management practices.
KISSAN AABPASHI FINANCE KISSAN AABPASHI FINANCE Reviewed by BARI.0492 on March 01, 2014 Rating: 5

KISSAN FARM MECHANIZATION FINANCE

March 01, 2014


KISSAN FARM MECHANIZATION FINANCE
FeaturesDetails
Product TypeFinance for farm equipment, trailer, thresher, drills & rotavators etc.
Eligibility:Pakistani Resident (Individuals).
Benefits:Under this program the farmer will get benefit of use of modern agricultural tools, implements and equipments which are cost and time effective.
Improves per acre yield of agri crops and quality of agriculture produce to get good price in the market.
Helps to match / compete with international standards for exportable agriculture produce.
KISSAN FARM MECHANIZATION FINANCE KISSAN FARM MECHANIZATION FINANCE Reviewed by BARI.0492 on March 01, 2014 Rating: 5

KISSAN LIVESTOCK DEVELOPMENT FINANCE

March 01, 2014


KISSAN LIVESTOCK DEVELOPMENT FINANCE
FeaturesDetails
Product Type:To purchase Milch Animals, Goats, Sheep, Poultry and Fisheries without incurring extra expenditure because of availability at his farm.
Eligibility:Pakistani Resident (Owner Farmers).
Benefits:The program will provide regular day to day income to the farmer to meet his own consumption and surplus to be marketed.
This will revive / accelerate and supplement the income generating capacity.
It will enhance the repayment capacity of the farmer.
KISSAN LIVESTOCK DEVELOPMENT FINANCE KISSAN LIVESTOCK DEVELOPMENT FINANCE Reviewed by BARI.0492 on March 01, 2014 Rating: 5

KISSAN TRACTOR FINANCE

March 01, 2014
KISSAN TRACTOR FINANCE
FeaturesDetails
Product TypeProfit Earning Account.
Eligibility:Pakistani Resident (Owner as well as non-owner farmers).
Tenure:5 Year.
BenefitsThe farmer will have privilege of availing non-funded facility at a reduced cost under this program on account of more equity participation.
Good farmer bonus will be available to the borrower in case the loan is repaid as per terms of sanction.
The farmer’s life & tractor will be insured against contingencies, which will provide comfort and piece of mind.
Priority in delivery of tractor will be given by manufacturer as per arrangements with the bank.
KISSAN TRACTOR FINANCE KISSAN TRACTOR FINANCE Reviewed by BARI.0492 on March 01, 2014 Rating: 5

KISSAN EVER GREEN FINANCE

March 01, 2014
FeaturesDetails
Product Type:Profit Earning Account.
Eligibility:Pakistani Resident (Individuals).
Security:Mortgaged charge on agri land through Zari Pass Book.
Profit Amount:Profit on credit balances will be paid on half yearly basis as declared by the bank on PLS savings accounts.
Tenor:Yearly Basis.
Markup:The mark-up is charged for the actual days the finance is utilized.
Benefits:1. A special cheque book is issued to the farmer.
2. Automatic renewal upon adjustment of entire Principal amount with mark-up once in a year.
3. The account is farmer friendly which benefits the farmers both ways. If the account is in credit, it earns profit, otherwise it provides instant finance, to the farmer for his agriculture needs.
KISSAN EVER GREEN FINANCE KISSAN EVER GREEN FINANCE Reviewed by BARI.0492 on March 01, 2014 Rating: 5
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